There are hundreds of major insurance carriers flooding the market today.  You should be able to have a complete picture to view when considering one of the largest expenditures your firm will make.  That picture should be presented in an informed and impartial manner.  Your broker/consultant should offer options and recommendations for you.  These recommendations should be based on what is best for your company and employees not what is best for the broker/ consultant.  BRI is not affiliated with any insurance company.  After we shop the market, the decision is yours, you will not be pressured to choose a certain company.

Your broker/consultant should also understand insurance alternatives and healthcare financing.  Sometimes your best financial alternative is not to purchase a fully insured plan.  Instead, it might be advisable to restructure your risk, modify your accounting and finance options which structure your employees benefits without paying insurance company overhead and profits.  This may also eliminate or reduce commission.  However, your broker should be ready to advise you on what is best for your company regardless of commissions.  As both a brokerage and consulting firm, BRI provides superb, personalized employee benefits, while maximizing cost savings and flexibility to the employer.